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Loans & Mortgage


Get the Cash You Want Now

Kent Bank can help with a personal loan that's perfect for you, with payments and terms tailored to fit your needs and your budget.

Applying is Easy

You may complete a Consumer Loan application online by clicking here. Your completed application will then be reviewed and we'll start the process. We'll analyze your income and expenses, obtain your credit history and note your credit score. The application can also be printed and returned to a Kent Bank location. Click here for a Printable PDF Consumer Loan Application. We provide fast answers...in many cases, we can even get you the money you need the same day!

You will need Adobe Acrobat Reader to view the PDF Consumer Loan Application. If you do not have Adobe you can click here to download a free copy of it.

Qualifying for a Kent Bank Personal Loan

Kent Bank grants personal loans to people over age 18 who have established credit and can secure the loan with personal property. Established credit, like a gasoline or store credit card, is necessary and employment or other steady income is required. People just beginning to establish credit may be asked to have another responsible adult co-sign for the loan. Kent Bank Personal Loans are not available for business purposes.

Kent Bank QuickPay

Kent Bank QuickPay makes your loan payment on time, every time. No more writing checks, buying stamps or mailing payments for your personal loan. QuickPay takes care of it for you by having your monthly payment automatically deducted from your personal checking account. You save time and money and maintain your privacy because authorization for direct debit is kept completely confidential. Just sign up. It's very simple.

Personal Borrowing/Consumer Loans

Kent Bank offers a variety of consumer loans that help you accomplish your goals.
Every loan features competitive interest rates, and discounts are available for Kent Bank customers who have their monthly loan payments automatically deducted from a Kent Bank checking account.

  • Unsecured Personal Loans - A personal loan can be used for almost any purpose: vacations, weddings, home improvements, unexpected bills! Whatever your needs, we can help you make it happen with a fixed-rate unsecured personal loan.
  • Secured Fixed-rate Loans – A great alternative to using your credit cards to pay for unexpected expenses.
  • Kent Bank Overdraft Protection - Now you can avoid the hassle and expense of accidentally bouncing a check. A Kent Bank Overdraft Protection account provides overdraft protection on any Kent Bank Checking Account-- automatically extending you a loan up to your available credit limit to cover checks you’ve written.
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