Welcome to Kent Bank

7-29 Day
Certificates

30 Day - 5 Year
Certificates

Bump UP
Certificates

Account Description

Predictable interest earnings with
short term liquidity

Customizable, FDIC insured
Certificate designed to maximize
returns within the term best
suited to the investor

The Security of a Certificate of
Deposit with a new way to
take advantage of rising
interest rates

Who Likes This Account

Short term investors that demand safety and fixed market rates of return

Investors

Minimum Opening Deposit

$2,500**

$1,000 min

$10,000 min

Features
& Options

•FREE Internet Banking

•Interest paid at maturity

•View your account anytime online

•Combined Statement available*

•Electronic Statement available*

•FREE TELEBANK services

•Preferred rates available to
ADVANTAGE Checking clients

•FREE Internet Banking

•Interest can be paid monthly,
quarterly or at maturity

•View your account anytime online

•Combined Statement available*

•Electronic Statement available*

•FREE TELEBANK services

•Preferred rates available to
ADVANTAGE Checking clients

•24 Month Term

•Get the advantage of typically
higher rates for longer term Certificates

•You’ll have the option of increasing your rate one time after 6 months, if interest rates rise during the term of the CD- with no fee or term extension

•If interest rates rise, you can increase your CD interest rate to the current Bump Up CD rate offered by Kent Bank

•FREE Internet Banking

•Interest can be paid monthly, quarterly or at maturity

•View your account online

•Combined Statement available*

•Electronic Statement available*

•FREE TELEBANK services

•Preferred rates available to ADVANTAGE Checking clients

Maintenance Fees & Information

 Certificate is not automatically
renewable unless you instruct. CDs do not earn interest after the maturity date

 There is a penalty for early
withdrawal

 Certificate is automatically
renewable unless you instruct.
CDs do not earn interest after
the maturity date

 There is a penalty for early
withdrawal

 Certificate is automatically renewable unless you instruct. CDs do not earn interest after the maturity date

 There is a penalty for early withdrawal

 Bump-Up Rate applies only to the remaining term of CD

All Kent Bank Savings Accounts and Certificates of Deposit are FDIC Insured to the maximum allowed by law

**The minimum balance required to open a 7-29 Day CD is $2,500. We may limit
the amount you may invest in one or more 7-29 Day CDs to a total of $150,000.
Alternative terms not allowed. A penalty is imposed for early withdrawals.
Additional restrictions may apply.