Welcome to Kent Bank

Regular Savings

Great Start
Custodial Savings

Emergency Bucket

Money Market
Savings

Account Description

The simplest way to start saving money for the future

Saving for a minor’s future

Very disciplined automatic
savings program designed to build a fund for emergency cash

Higher interest rates &
easy access to funds

Who Likes This Account

First Savings account
Lifestyle Saving

Parents, Grandparents saving
for college or to help ‘jump-start’ a child’s financial life after they turn 18

Those who want assistance
to create a manageable, consistent savings program with the goal of developing a strong cash reserve

For those who maintain larger balances but require
maximum liquidity

Minimum Opening Deposit

$50

$25 w/ Kent Bank Checking
$100 w/o Kent Bank Checking

$100

$2,500

Features
& Options

• FREE Internet Banking

• 6 withdrawals per month FREE

• Auto transfer from checking

• View your account anytime
online

• Easy Access at Kent Bank ATM with Kent Bank Checking ATM card

• Combined Statement available*

• Electronic Statement available*

• Quarterly statement

• Interest compounded quarterly

• FREE TELEBANK services

• Variable interest rate

•FREE Internet Banking

• Child must be 18 to make
withdrawals

• Auto transfer from checking

• View account anytime online

• Combined Statement available*

• Electronic Statement available*

• Quarterly statement

• Interest compounded quarterly

• Interest reported on child’s
Social Security number

• FREE TELEBANK services

• Free GREAT START gifting
coupons/deposit slips

• Free GREAT START Gift
Card Receipt mailed to child

• Variable interest rate - GREAT START For Kids - based on the U.S. Treasury
I-BOND rate

• Requires Kent Bank Checking

• Auto transfer from checking at least $25 monthly

• Fund is automatically reviewed for CD investment when balance reaches $1,000

• FREE Internet Banking
• View your account anytime online

• Easy Access at Kent Bank ATM with Kent Bank Checking ATM/ Debit card

• Combined Statement available*

• Electronic Statement available*

• Quarterly statement

• Interest compounded quarterly

• FREE TELEBANK services

• Variable interest rate

• Larger balances earn more

• Auto transfer from checking

• FREE Internet Banking

• 6 pre-authorized / third party withdrawals per month

• Unlimited over-the-counter
withdrawals FREE

• View your account anytime
online

• Easy Access at Kent Bank ATM with Kent Bank Checking ATM/Debit card

• Combined Statement available*

• Electronic Statement available*

• Monthly statement

• Interest compounded quarterly

• FREE TELEBANK services

• Variable interest rate

Maintenance Fees & Information

 $3 month if average monthly balance falls below $50
(fee waived if age 62+)

 $1 each for third party withdrawals in excess of 6 per month.

 On the child’s 18th birthday, the Custodial Savings account will convert to any other qualifying Kent Bank Savings or Investment
program.

 $3 month if average monthly balance falls below $100

 $1 each for third party
withdrawals in excess
of 6 per month

 $3 month maintenance fee if Kent Bank Auto Transfer of $25 is deactivated

 $5 month if average monthly balance falls below $2500

 $1 each for check
withdrawals in excess of 3 per month

 $1 each for third party withdrawals in excess of 6 per month.

All Kent Bank Savings Accounts and Certificates of Deposit are FDIC Insured to the maximum allowed by law
* A Kent Bank Checking Account is required to access this feature.